How to connect debt to mts. How to borrow money from MTS? How to borrow with a credit card

Negative balance can be a nuisance problem. It's good if there is a payment terminal within reach, and you can quickly replenish your account. Unfortunately, this is not always available, but the problem can be solved in another way - by borrowing some money from the operator or from friends.

The MTS Promised Payment service is the very first thing you remember when your phone suddenly runs out of money. This is the easiest and fastest way to borrow money on MTS.

"Promised payment" can be used if the balance on your account does not exceed minus 30 rubles.

By activating the Promised Payment, you will receive up to 800 rubles on your account for a period of 3 days.

How is the “Promised Payment” amount calculated? It's simple: the more you spend on communication services per month, the more the operator is ready to lend you.

With the cost of communication services up to 300 rubles. the amount of the promised payment will be 200 rubles per month. If your monthly expenses are between 301 and 500 rubles per month, you can count on the amount of 400 rubles. If you spend more than 501 rubles every month, you can borrow 800 rubles from MTS.

The Promised Payment service is paid. Depending on the size of the amount credited to your account, the operator charges a commission from 7 to 50 rubles.

You can borrow on MTS using the "Promised Payment" in one of the following ways:

• Send USSD request ✶111✶123 #.
• Call the short number 1113 and follow the instructions of the autoinformer.
• In the "MTS Personal Account" (login.mts.ru). Enter the "Payment" section and select the "Promised payment" subsection.

Service "On complete trust"

By connecting the service "On Full Trust" from MTS only once, you no longer have to worry about the fact that when you reach a zero balance, you may suddenly be left without communication. The thing is that this service provides an additional limit of 300 rubles. So you can safely continue using the operator's services until your balance reaches minus 300 rubles.

The service "On Full Trust" is provided absolutely free of charge - no subscription fee, no connection fees, which is an undoubted advantage compared to the "Promised payment". And if you use the service "On Full Trust" for 6 months, the operator can increase your limit by 50% of your monthly communication costs.

You can activate the service "On full trust" using the USSD-command ✶111✶32 # or in the "Personal account" of MTS (in the section "On full trust", subsection "Limit management").

If you are afraid that over time the limit available to you may become prohibitively large and you will not be able to repay it, then I hasten to please you: the "On Full Trust" service allows you to fix your limit or resume the recalculation of the limit, depending on your expenses. To do this, you just need to send a USSD request ✶111✶2136 # from your mobile.

When you activate the service "On Full Trust", the settlement method is changed to credit. This means that now you will need to pay for mobile services once a month, according to the invoice, otherwise your number will be blocked!

Alas, the opportunity to borrow on MTS in this way is not provided to every subscriber. The thing is that MTS has established some conditions for granting the option:

• timely and full payment for mobile services;
• the term of using mobile services is at least 3 months;
• monthly communication costs of at least 300 rubles;
• no debt on other personal accounts with MTS.

In addition, the service "On Full Trust" is not provided to subscribers tariff plans "Cool" and "Your Country", as well as tariff lines "Guest", "MTS Connect", "MTS iPad", "Smile +", "My friend", "Basic".

How to borrow money from friends on MTS?

Until recently, MTS had a “Direct Transfer” service, when it was possible to replenish the balance of another MTS subscriber simply by transferring money from his account to his phone account using the usual USSD command. Unfortunately, today this service is not available, and you will no longer be able to borrow on MTS from friends in this way.

Alternatively, the operator offers to send a request to replenish the account to one of your friends or relatives, and then just hope for his responsibility and patiently wait until he can replenish your balance (either from his credit card via Internet or SMS banking, or through the terminal payment, or in some other way).

It's good that this service is free, does not require connection and is available both in the home region and in roaming, and you can send a request to replenish your account to any mobile operator (not only MTS, but also Megafon or Beeline).

To send a message to a friend with a request to replenish the balance of your phone, you need to dial the USSD command ✶116✶number # from your mobile.

"Number" is the phone number of the subscriber to whom you are sending the request. It can be typed in any format: 9101234567, +79101234567, 89101234567 or 79101234567.

In the request, you can also specify the amount by which you want to top up your balance. To do this, type the USSD command of the form ✶116✶number✶sum #.

The subscriber whose number you indicated in the request will receive an SMS message with the text: "Please, top up my account."

Another way to ask a friend for a loan is to send a request to top up your balance through the mobile portal ✶111 # and select the "Top up my account" menu item. Or you can use the direct command ✶111✶7 #.
But what if you need to make an urgent call and you can't afford to wait for your friend to top up your phone? It remains to use the "Help out" service and call at the expense of another subscriber.

How to call at the expense of another subscriber? "Help out" service

I think you will be pleased to know that there is a way to make a call or send an SMS in case of emergency, even with a zero or negative balance.

The "Help Out" service will help you with this. Using it, you can call the numbers of MTS subscribers (as well as send SMS in the home region) at their expense, and it will not cost you a dime.

There are two ways to call another MTS subscriber at his expense:

Dial 0880 and after answering the autoinformer, enter the number of the called party in 10-digit format (without 8 or +7).

Dial 0880 number (the subscriber's number should be dialed in 10-digit format).

After that, the called subscriber will receive an incoming call. If he answers the call, the autoinformer will offer him to accept the call at his own expense. If the called subscriber is busy or unavailable, he will receive an SMS message with a request to call back.

To send SMS to an MTS subscriber at his expense, you need to enter the subscriber's number with the prefix 5880. After receiving the consent of the addressee, SMS will be delivered at his expense.

The "Help Out" service is available even in international roaming... This can be incredibly useful if, while in a foreign country, you suddenly find yourself in an unpleasant situation, or you have no money in your pocket, or you just don’t know how to top up your phone balance.

In order to call another MTS Russia subscriber at his expense while in international roaming, dial the USSD command: ✶880✶number #. Dial the subscriber's number without 8 or +7.

amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; lt; div class \u003d "background__image" style \u003d "background-image: url (/images/PaySplachujRahunky.jpg)" amp; amp; amp; amp; amp; amp; amp amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; gt amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp ; amp; amp; amp; amp; amp; amp; amp; lt; / divamp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; amp; gt;

Penny for replacement

Easy. Shvidko. By hand.

Connect

Vicorize

Twist

Substitute

If you end up with a penny on a rakhunka, you can get lost in the sound with the service “Penny for a replacement.” If you have messed up the service, you can send a package of mobile phone calls for a bag of 20 hryvnyas with a singing term for your replacement.

To connect, send an SMS to 5010 (no tariff). At the time of replacement of the service for your main service, less than UAH 0.02, the package of services in the range of 20 UAH will be connected to the main service, and the package of services will be connected to the additional service.

The package of services for a pre-owned rakhunku is possible by the way for:

• dzvinkiv and SMS to subscribers in Ukraine
• corista by the services of the transmission

Also for subscribers of Vodafone tariff plans:

• corystuvannya by the services of the international call
• koristuvannya services to roaming
• periodic payments

The package of services from a pre-paid rakhunku is not victorious to pay for content-services. The package of services from the main rakhunka vikoristovutsya all over the place of services, which is nadayut operator. Detailed information about the registration of the package of services at your tariff can be obtained from the representative of the Subscriber Service Center for a number-free number 111 .

Writing a chergovannya from your rakhunka will cost 20 UAH, as well as a fee for servicing.

If the sum of a change is less than the sum, which is necessary to pay for the correction by a servant, then 50% of the sum of the top will be written off. Pershochergovo s rakhunka virakhovyuyut both "linguistic payments", transferred by the minds of your tariff plan.

When a servant is replaced “Penny for a replacement”, you can pay for a servant of the general nobility.

Warehouse service parity is 3 hryvnias (with allowances for MPE and PF in the range of 7.5% as for services without MPE allowance).

Food parts

Yak will be written off from rahunka?

• Butt 1.
  Klіnt 19 grass by substituting the service "Penny for replacement". Pislya offensive popovnennya 20 grass for a bag of 25 UAH for a customer's rakhunku, 23 UAH will be written off.
• Butt 2.
  Klіnt 19 grass by substituting the service "Penny for replacement". In case of an offensive replenishment of 20 grass for a bag of 10 UAH, 5 UAH will be debited from a rakhunka for a service. Mill for 20 weeks for koristuvannya by the service of the client can pay 18 UAH (23 UAH-5 UAH). 30 days of clientele popovnyu rakhunok for 8 hryvnyas, for a total of 4 hryvnias will be written off for the service. Mill for 30 weeks for koristuvannya by the service of the client can pay 14 UAH (18 UAH - 4 UAH).
• Butt 3.
  At the time of the upgrade, the customer can pay 15 UAH for the service of “Groshi for replacement”. A customer popovnyuh rakhunok for 20 hryvnias, for which 15 hryvnias will be written off for a service, and a customer can reimburse the service.

All cellular operators allow their client from time to time borrow money and MTS is no exception... Such services have been provided for many years, since the cellular communication became available to almost all segments of the population and can be received even in very remote places.

Who has never had such a situation when you need to make an urgent call, the bill is close to zero and you can't see a single terminal in the vicinity. It is for such cases that there is an opportunity to borrow from a mobile operator. Unlike other operators, MTS provides various amounts of loans and for different periodsHowever, in order to borrow from an MTS operator, it is often necessary to meet certain conditions.

How to borrow 10, 50, 100, 200, 300, 400, 500, 700 rubles on MTS

The easiest way to get a loan from MTS is the Promised Payment service, which is available to all subscribers of the operator, but those who have recently joined are initially provided with an amount of only up to 50 rubles, but later the limit may increase and, ultimately, reach 800 rubles per week. Nevertheless, the limit does not depend on the time that the borrower is a MTS subscriber, but on his monthly spending.

To borrow 100, 200 rubles on MTS, it is necessary to spend at least 300 rubles on communication in the previous month.
Receive 300, 400 rubles for MTS, possible only if the expenses were 301 - 500 rubles.
If the subscriber spends more than 501 rubles, then he will be able to use the MTS loan of 500, 700 and 800 rubles.
The minimum 50 rubles are available to any MTS subscriber, regardless of his monthly expenses.

However, restrictions are imposed on the use of the service, so it will not be possible to take the next "Promised payment" while the last one is not closed. An exception is the situation when the monthly expenses of the subscriber for communication are equal to or exceed 500 rubles, but even in this case, the amount taken per week should not exceed 800 rubles. Some MTS services are not compatible with the "Promised Payment", such as "Credit" and "On Full Trust", which already have negative balance limits.

All you need to use the service is to dial the number *111*123# , then indicate the desired amount and press call. Accordingly, if you need to borrow 10 rubles, then it is indicated *111*123# 10 ... Then an SMS will be received confirming the activation of the Promised Payment service. You can also use the online assistant or call the number 1113 ... Up to 20 rubles, the service is provided free of charge, but if you need to take more than 20 rubles, you will have to pay 5 rubles of the subscription fee. The credit is provided for 7 days and, accordingly, during this time the subscriber is obliged to deposit the required amount into the account.

How to borrow on MTS if there is a minus on the account (if less than zero, if the balance is below zero)

The Promised Payment service will help out even if the balance is below zero. In this case, the account is replenished immediately after activating the service. But here, too, there are limitations, a negative balance, for example, but the minus cannot exceed 30 rubles, i.e. if the account has -31 rubles, it will be impossible to take the promised payment.
To stay in touch if there is less than zero on the account, you can activate the "Credit" service. This service allows you to speak minus up to 300 rubles. Some MTS tariffs include the "Credit" service by default. It is very important to clarify this point, because if the amount of the limit is exceeded, and the bill is not paid on time, the number will be blocked.

To activate the service, you need to send an SMS with the number 1 to the number 2828 , and to disconnect, send 0 to the same number. If you have problems with connection, you can call 0890. You can also dial *111*30# and then 1 to activate the service and *111*30# then 2 to disable.
When using the "Credit" service, it will no longer be possible to take the "Promised Payment".
Also, the "On Full Trust" tariff allows you to stay in touch even if your balance is below zero.

How to borrow more than 50 rubles and up to 3000 rubles on MTS

The limit provided by MTS in debt is 800 rubles, however, there is a tariff at which the credit limit is set by default, that is, you do not have to take anything, you can freely speak in minus up to a certain amount, which can reach 3000 rubles, and maybe even and exceed it.

To be able to talk in debt up to 3000 rubles, you need to use the service "On full trust". By default, the limit is set at 300 rubles, that is, it is possible to speak up to -300 rubles on the account, however, after six months of connecting the service and provided that the bills were paid on time, the limit increases by an amount equal to 50% of the subscriber's expenses every month for communication. Thus, if you spend 6,000 rubles a month on calls and other services, you will be able to talk on a loan of up to 3,000 rubles.
Of course, in order to activate the "On Full Trust" service, you need to meet certain conditions:

Be an MTS subscriber for more than 3 months.
Average credits to the account for the previous 3 months should be 300 rubles.
At the time of activation of the service, the balance must be positive and there must be no debts on MTS accounts.
The increase in the limit is based on the following parameters:
The subscriber pays all bills on time.
Cellular costs are constantly increasing.
The limit must be increased by at least 50 rubles.

An unpaid invoice on time will lead to the return of the maximum limit to the original 300 rubles. But immediately after paying off the debts, the limit can be recalculated again.

There are 2 ways to connect:

1. Dial *111*32# and make a call.
2. Use an internet assistant.

In the case when the subscriber's accounts are charged for the use of various services, while he does not use cellular communication for more than 2 months, "On Full Trust" is disabled.
"On complete trust" is an excellent service for all those who spend a lot of money on mobile communication and sometimes need to speak without restrictions seriously going into a negative.

All cellular operators give their subscribers the opportunity to borrow the required amount for calls. MTS in this case is no exception and, what is remarkable, the company introduced such an opportunity a long time ago, as soon as mobile communications for the bulk of the population became a common daily necessity.

I think everyone has a situation when they need to make an urgent call, but there is not enough money even to make a call. At such moments, services for receiving funds into a debt account help out, there are several types of them. Thanks to the trust payment, you can take a different loan amount and for a different period. But before moving on to the question of how to borrow money on MTS, you should find out if you meet certain conditions.

The majority of subscribers use the Promised Payment MTS service, since it is available to all users at once. If a person has just purchased and activated a SIM card, then he can expect to borrow a maximum of 50 rubles. To be able to take out a loan of 800 rubles, you need to adhere to certain conditions. I want to note right away that the limit increases not from the period of using MTS services, but from the monthly communication costs, the more actively you communicate, the greater the amount of the "promised" payment:

It is also necessary to remember that the loan is issued for three days and the subscriber cannot re-take a microloan before repaying the previous one. True, those users who spend more than 500 rubles a month can use an additional trust on MTS, but the total amount cannot exceed 800 rubles.

So, here we come to the most important thing, how to take the promised payment to MTS. To do this, you should:

1. Dial * 111 * 123 # X, where X is the loan amount.

   For example, if you are a new user and want to get 50 rubles, then you need to enter * 111 * 123 # 50 on your phone and call. Next, the mobile will receive a report that the mts promised payment service has been activated.

Activate using the internet assistant.

Call the short number 1113.

The commission for using the credit service depends on the amount of the "promised" payment:

How to get a loan on MTS, if the balance is negative - "Credit"

You can use the promised payment on oplata.mts.ru even if you are in the red. But it is not worth delaying the account replenishment and it is advisable to deposit money on the balance on the same day. True, there are limitations here, you can get a microloan with a negative balance only when you are in the red by no more than 30 rubles.

If the minus turned out to be more, then you can use other services: "On full trust" or "Credit". You can communicate with them, even if there is already a minus on the account, in which case there is no need for a loan at all.

You can communicate with the "Credit" service, reaching a negative amount of 300 rubles. In some tariffs this option is enabled by default, so you should carefully study the tariff before connecting it. Because, due to not knowing that this option is enabled, you can exceed the amount of the limit, and if there is a delay in replenishing your account, your number may be blocked.

If the "Credit" option is not activated by default, then it can be enabled:

By sending an SMS to number 2828 number 1. If you want to disable it in order to enable the promised payment (after all, these two services cannot work at the same time), then send the number 0 to the same number.

• 1 - for connection;
• 2 - to disable.

1. By contacting any MTS communication salon.

   By calling the Operator's Contact Center at 0890.

To activate the "Credit" option, you must make a one-time payment, which will be equal to the desired monthly loan. Thus, the subscriber will be able to make calls, send SMS, surf on no, even with a negative balance up to the amount that he indicated. And the cellular company MTS undertakes to notify its users every month about the amount and terms of payment. The person who borrowed money has only to repay the loan within three weeks from the date of the invoice.

Six months later, after the "Credit" service was connected, and provided that the subscriber has been active for the last 2 months, the company returns the payment made to the client. And in the future you can use the service without a preliminary one-time payment.

You can also use the "On Full Trust" tariff to communicate with a negative balance, going into a very big minus.

How to take a trust payment on MTS in the amount of 3000 rubles - "On full trust"

If it is not enough for you to communicate up to -300 rubles or borrow 800 rubles, then you can use the service "On complete trust". True, you will not be able to speak up to the promised -3,000 rubles immediately after connecting, certain conditions must be met.

At the beginning, the subscriber has a limit of -300 rubles, but already 6 months after turning on this option and provided that all invoices were paid on time, the limit grows to an amount equal to 50% of the client's monthly expenses. In other words, if you spend at least 6 thousand rubles per month, then you are given the opportunity to go into minus up to 3 thousand rubles.

In addition, to apply for the connection of the service, the following conditions must be met:

• Be a client of MTS for at least 3 months and use an unincorporated tariff;
• At the time of activation of the option, the balance must not be negative;
• During the last 3 months, the account had to be replenished monthly for an amount of at least 200 rubles;
• No debts on other accounts.

In order for the limit to increase, you must comply with the following conditions:

• The client must pay the invoice on time and in full;
• Expenses for mobile communication should be constantly increased;
• The limit must also be increased by at least 50 rubles.

If the invoice was not paid on time, then the limit is gradually reduced to a minimum of 300 rubles. But as soon as everything has been paid, the limit changes again in accordance with the user's expenses for communication services. You can find out on the website info.mts.ru the debt by your number.

There are two ways to activate the service "On Full Trust":

1. By dialing * 111 * 32 # on the phone and pressing the call button;
2. Using your personal account.

Service activation is free. There is no monthly fee.

When using the "On full trust" option, your number may be blocked for two reasons:

1. The amount of the provided limit has been exceeded;
2. Overdue payment on the invoice.

You can unblock a number if:

1. if the limit is exceeded - top up the balance in order to return to the limits of the provided limit;
2. in case of late payment - pay the invoice in full.

MTS is the largest client-oriented company that offers a convenient set of services. Financial customer service is also offered, which is distinguished by the absence of unpleasant bureaucratic problems. Services aimed at providing lending opportunities are available to all clients of the company on fairly simple terms.

How to borrow from MTS

A differentiated form of calculating a possible loan is used, there are also several services of the so-called short money, which are provided on a paid basis when you enter a specific command.

You can borrow from MTS Russia on your mobile using the following services, which will be useful in cases where your personal account is empty:

• service "On full trust" (free);
• promised Payment service;
• "Help out" service, which allows you to send a message for free with a request to replenish your account.

The operator automatically provides funds to active subscribers who have fully repaid previous loans, and also regularly use and pay the cost of communication services. As an additional opportunity, you can use the financial services of MTS Bank, which issues cards with a credit limit.

Recall that MTS also has such a pleasant service as MTS Bonus, which allows you to accumulate bonuses and pay them not only for communication services, but also for some goods in MTS partner stores. When spending from a MTS Bank card, there is also a fairly high cashback, that is, money is returned to the card when paying for certain goods and services.

MTS service "On full trust" - take a debt from 50 to 3000 rubles

The service "On Full Trust" is specially designed for those subscribers who actively use communication services. When this service is connected, the user can use communications and MTS services on credit. The amount of a possible credit limit can vary from 50 and more rubles, it depends on the average monthly expenses for communication services over the past six months.

On full confidence from MTS

You can disable the service using the listed commands.

How do I get Promised Payment?

As cash express assistance, you can use the Promised Payment service, which is available in all tariffs except for guest tariffs. Its essence is to credit funds after sending a request command. This amount may increase over time and depends on the number of requests made by the subscriber. note that cash are provided for 3 days, during which it is necessary to pay off the debt.

How to activate the service - this can be done in three ways:

• using the short command * 111 * 123 #;
• visit your Personal Account in the My MTS application and in the "Payment" section;
• connect by calling the number.

How much money can be received and the cost of the service:

The minimum amount that is available to subscribers within the Promised Payment service is 50 rubles. It increases depending on the activity of using telecom services and is provided on a paid basis. The amount of accrual is shown in the table:

The cost of the service depends on the amount charged. Moreover, the subscriber can use both the maximum amount to pay for services and indicate the required one.

The cost of the service depends on the amount requested, so you can get only the necessary funds for calls, and then top up your phone. You can request a certain amount using the following example: * 111 * 123 # 50, where “50” is the requested amount. If your request exceeds the allotted limit, the company will charge you the maximum allowed.

How to find out the current status of the service

You can find out information on the service in the following ways:

• using the command * 111 * 1230 #, usually the service fee is taken into account in the balance;
• check the status of the service in the "Payment" section, and then go to the "History of promised payments?"
• by number

If you need funds, you can always use MTS Bonuses, the existence of which is often forgotten by subscribers, since they do not use Personal account... This program allows you to accumulate bonuses and spend them on communication services and purchases in MTS showrooms.